Friday

So You Want to Bill Insurance (as a client)

If you plan to use insurance benefits for mental health, you might want to read this article first. What Your Therapist Hasn't Told You About Using Insurance.  Go ahead, this can wait!

Okay, if you still want to use insurance benefits for mental health, here's how to do best that.

How To Bill For Therapy (In-Network or HMO)


1. Confirm your benefits
Some clients are surprised to learn that their insurance doesn't cover therapy, or only covers a few sessions, or requires a high co-pay or deductible. Some clients at our nonprofit have insurance but still choose the nonprofit because in the long run, it is less money. Be certain of your benefits before you start. Document everything in case you need to challenge them later.

2. You will need a list of therapists
...who are approved by your insurer. Use google or yelp to weed out the ones that are a bad fit for your. Narrow it down to a few and then contact them to see if they have any openings. Confirm your chosen therapist is still "In-Network" with your insurance, because sometimes those lists are outdated and you don't want to work this hard to find out they aren't covered.

3. Follow the therapists instructions
An in-network therapist is under contract with your insurance and therefore should be able to take it from here. Each insurance company has a unique billing process, allowable amount and treatment plan requirement. I couldn't cover them all here. In-network therapists might collect a deductible amount or co-pay. Double check that ahead of time with your insurance company as well as your therapist so there are no surprises. 


When possible, I highly recommend you utilize your PPO and find an out-of-network therapist. This gives you far more freedom of choice- and finding a therapist who "clicks" with you is very important to therapeutic success. "Goodness of fit" is a big deal, as is specific training and experience relevant to your needs.

How To Bill For Therapy (Out Of Network)

1. Confirm your benefits.
Once you have identified your therapist of choice (freedom!), and their fee, call the number on the back of your insurance card. Ask to confirm your out of network therapy benefits. The medical billing code for individual therapy is 90837. Once they have told you your benefits- document their answer as well as the customer service representative's name or ID number in case you need to challenge them later.

2. Pay for therapy at time of service.
This means your therapist works for you (not the insurance) and any billing issues are between you and your insurance, and within your power to address.

3. Get a "Super Bill" from your therapist.
This is just a fancy name for documentation of sessions. It will include the therapist's license, NPI number, your billing codes and diagnoses codes. Mail this to the address provided by your insurer. Again, document all of this. Your reimbursement may require you to follow up and you will need to know what you sent and when.

4. Expect to wait.
A standard length of time of 30 days from receipt. I have seen clients wait longer. This is why your own records are very important. Keep track of sessions and charges that are accruing. Your therapist can also hep you by providing session summaries if you need.

5. When you receive payment, compare to notes
Your check should include session dates and charges, as well as what you were paid. Compare this to what you were promised. Sometimes there is a difference. Cross off session dates on your records as they are paid. It is common for insurers to "skip" some dates in repayment and you will need to be able to catch them because...

6. There is a "window" of appeals
If something is incorrect (or you don't receive a response) there is often a window of time for you to challenge the company. If that time lapses (sometimes 30 days, sometimes 6 months) your appeal will be considered "forfeit" and you might lose your leverage. If they skip a payment or pay incorrectly or fail to respond, do not allow more than 3 weeks to pass before you contact them. Ensure that they have each session date you sent. Even if all they say is "we are working on it"... document that as well. This protects you from any "lost" submissions on their end.


My hope is that most of this is unnecessary caution. There are plenty of clients who submit their Super Bills and get reimbursed without any headache. But for those who need a little more structure, I hope this helps provide you with steps that will make mental health more accessible.

Still hoping for an easier way,



41 comments:

  1. Hello everyone! Still don’t know the right words to express my Gratitude to the Great Dr.Tsotesi After been diagnosed of HERPES 1 and 2 VIRUS in July, i was given so many health prescription and advice with no improvement, I totally lost hope, until i found many testimonies of Great Dr. Tsotesi in an online research on google, Like anybody would be, I was very skeptical about contacting him, but i later did and he opened up to me and told me what was involved and he started the remedies for my health, i gave him a try and Thank God, i was cured from herpes permanently by the herbal medication I received from him true DHL delivery. I never thought that herpes can be cured, from the bottom of my heart I’m truly grateful,i still do not know how it was cure it highly unbelievable it just just too real to be real i pray you have long life so you can help many more people on earth with your herbal medical support. i advice any one that is living with herpes virus should Contact the Great Dr Tsotesi today, because it has the cure to any problem Email him contact him by Email: drtsotesisolutionhome@gmail.com

    ReplyDelete
  2. After being in relationship with him for seven years,he broke up with me, I did everything possible to bring him back but all was in vain, I wanted him back so much because of the love I have for him, I begged him with everything, I made promises but he refused. I explained my problem to someone online and she suggested that I should rather contact a spell caster that could help me cast a spell to bring him back but I am the type that never believed in spell, I had no choice than to try it, I mailed the spell caster, and he told me there was no problem that everything will be okay before three days, that my ex will return to me before three days, he cast the spell and surprisingly in the second day, it was around 4pm. My ex called me, I was so surprised, I answered the call and all he said was that he was so sorry for everything that happened, that he wanted me to return to him, that he loves me so much. I was so happy and went to him, that was how we started living together happily again. Since then, I have made promise that anybody I know that have a relationship problem, I would be of help to such person by referring him or her to the only real and powerful spell caster who helped me with my own problem and who is different from all the fake ones out there. Anybody could need the help of the spell caster, his email: drosedebamenspellhome@gmail.com you can email him if you need his assistance in your relationship or anything. CAN NEVER STOP TALKING ABOUT YOU SIR HIS EMAIL ADDRESS IS:drosedebamenspellhome@gmail.com CONTACT HIM NOW FOR SOLUTION TO ALL YOUR PROBLEM

    ReplyDelete
  3. Hello everyone! Still don’t know the right words to express my Gratitude to the Great Dr.Tsotesi After been diagnosed of HERPES 1 and 2 VIRUS in July, i was given so many health prescription and advice with no improvement, I totally lost hope, until i found many testimonies of Great Dr. Tsotesi in an online research on google, Like anybody would be, I was very skeptical about contacting him, but i later did and he opened up to me and told me what was involved and he started the remedies for my health, i gave him a try and Thank God, i was cured from herpes permanently by the herbal medication I received from him true DHL delivery. I never thought that herpes can be cured, from the bottom of my heart I’m truly grateful,i still do not know how it was cure it highly unbelievable it just just too real to be real i pray you have long life so you can help many more people on earth with your herbal medical support. i advice any one that is living with herpes virus should Contact the Great Dr Tsotesi today, because it has the cure to any problem Email him contact him by Email: drtsotesisolutionhome@gmail.com add him on whatsapp/Call +27653716382.

    ReplyDelete
  4. Hello,


    My dear brothers and sisters, My name is Pastor Louis Suleman.I am the general Overseer of the Church of Christ Foundation Ministry. I just came across this website while searching for an information on the internet and i found out that there are a lot of where to get a loan this LAST YEAR DECEMBER 2017 to start up a business or expand their existing business. My Godly conscience will not allow me to keep quiet and not to direct people to a genuine place where i got loan from a foreign private loan company with just 2% interest rate without stress bypassing the rigorous processes of our local commercial banks. Sometimes late LAST MONTH when we where looking for funds to expand our church. A fellow Pastor directed me to this foreign private loan company where he had also gotten his loan. I was told to contact one of them via ( slivinumarko@yahoo.com ) We applied for an unsecured loan of $650,000USD to expand our ministry and within 48 hours working days, the whole process was completed. When we announced to our church family members after one week that the loan was approved and the note to the local bank had been paid, applause filled the worship center. NO COLLATERAL REQUIRED. NO CREDIT CHECK.The loan application process was explained clearly and [they] walked us through every aspect.So my brothers and sisters while surfing the internet, i decided to stop by and share this information because information they say is power. Who knows, your financial breakthrough this 2018 may just be this little piece of information when acted upon. if there is anyone here looking for a loan, contact them through their email and by the special power of the almighty, 2018 will be your financial breakthrough in thy mighty name of JESUS….GOD BLESS YOU ALL. HURRY NOW AND CONTACT THEM TODAY: slivinumarko@yahoo.com

    ReplyDelete
  5. How I Got My Ex Husband Back...........
    I am Monique Curry by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address okutemple@gmail.com, have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.oku. His email: okutemple@gmail.com or whatsApp him +15185585724

    ReplyDelete
  6. How I Got My Ex Husband Back...........
    I am Monique Curry by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(3) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address okutemple@gmail.com, have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.oku. His email: okutemple@gmail.com or whatsApp him +15185585724

    ReplyDelete
  7. Greetings to the general public, i want to inform the public how i was cured of HERPES Simplex Virus by a man called Dr Azuka. i visited different hospital but they gave me list of drugs like Famvir, Zovirax, and Valtrex which is very expensive to treat the symptoms and never cured me. I was browsing through the Internet searching for remedy on HERPES and i saw comment of people talking about how Dr Azuka cured them. I was scared because i never believed in the Internet but i was convince to give him a try because i was having no hope of been cured of HERPES so i decided to contact him on his email that was listed on the comment ( Dr.azukasolutionhome@gmail.com ) i searched his email on net and i saw a lot of people testifying about his goodness. when i contacted him he gave me hope and send a Herbal medicine to me that i took and it seriously worked for me, am a free person now without problem, my HERPES result came out negative. I pray for you Dr Azuka God will give you everlasting life, you shall not die before your time for being a sincere and great man. Am so happy, you can also contact him if you have any problem Email : DR.AZUKASOLUTIONHOME@GMAIL.COM

    DR AZUKA CAN AS WELL CURE THE FOLLOWING DISEASE:-

    HSV 1 & HSV 2
    ASTHMA
    DIABETES
    EPILEPSY
    CANCER
    INFERTILITY
    STAPHYLOCOCCUS.
    BARENESS
    HEPATITIS B
    PENIS ENLARGEMENT
    ALS

    ReplyDelete
  8. Greetings to the general public, i want to inform the public how i was cured of HERPES Simplex Virus by a man called Dr Azuka. i visited different hospital but they gave me list of drugs like Famvir, Zovirax, and Valtrex which is very expensive to treat the symptoms and never cured me. I was browsing through the Internet searching for remedy on HERPES and i saw comment of people talking about how Dr Azuka cured them. I was scared because i never believed in the Internet but i was convince to give him a try because i was having no hope of been cured of HERPES so i decided to contact him on his email that was listed on the comment ( Dr.azukasolutionhome@gmail.com ) i searched his email on net and i saw a lot of people testifying about his goodness. when i contacted him he gave me hope and send a Herbal medicine to me that i took and it seriously worked for me, am a free person now without problem, my HERPES result came out negative. I pray for you Dr Azuka God will give you everlasting life, you shall not die before your time for being a sincere and great man. Am so happy, you can also contact him if you have any problem Email : DR.AZUKASOLUTIONHOME@GMAIL.COM

    DR AZUKA CAN AS WELL CURE THE FOLLOWING DISEASE:-

    HSV 1 & HSV 2
    ASTHMA
    DIABETES
    EPILEPSY
    CANCER
    INFERTILITY
    STAPHYLOCOCCUS.
    BARENESS
    HEPATITIS B
    PENIS ENLARGEMENT
    ALS

    ReplyDelete
  9. My name is Rebecca Zachary this was how a spell caster named Dr Adudu help me in winning $40 Million, I saw his clients sharing his testimony on a blog, On how he helped him win a mega million, so i whats-app him on +27710706895 , and I told him that I was having financial problems, that I will be needing to win , and that I needed a lottery spell, In order to win and pay of my bills and debts, after I told him all my problems, he asked me what kind of Lottery do they play over here in UK, I told him, POWER BALL , MEGA MILLION and so many others and he gave me some few steps to take, after some days, he gave me few numbers to play, to me the money was just too much, I said to myself it impossible for me to win this amount, but to my greatest surprise the next day I got there, they confirmed me winning the sum of $40 Million I was the most excited person alive that very day, now with the money I got my bills paid and my debt cleared also, all my thanks to Mr. Adudu the spell caster, Email him on (draduduspelltemple@gmail.com) or whats-app him on +27710706895. He hates to be doubted so NEVER YOU DOUBT HIM.

    ReplyDelete
  10. Contact Dr BEN now for Lottery Spell winning numbers or Text him on his whasapp +2347036726700

    My heart was filled with Joy and happiness when i won $ 30,000 All thanks goes to Dr BEN for his good work he did for me that make me won. He help me to won a big money that change my life and my family. It has been hard for me to earn a living over the years of hard labor and suffering. I always pray to God to help me find a way to hit the lottery, because that was all i put my hope on. i always play the lottery daily, buy different lottery tickets, pay for online tips and others, but all was in vain,no good result,until a day i find this great man Dr. BEN on the internet,he is a magic voodoo Doctor, who help to cast the lottery spell, as was describe in the article. I contacted him too because i want to hit the lottery,Dr.BEN help me to cast the spell,and behold i won ONE MILLION DOLLARS Dr. BEN truly you are the best and your spell is genuine and cost no harm. I got my bills paid and my debt cleared. Guys contact him for your winning numbers today because he is the only Voodoo doctor here in United States that can help you. voodoospelltemple80@gmail.com

    Text him on his whasapp: +2347036726700



    Contact Dr BEN now for Lottery Spell winning numbers or Text him on his whasapp +2347036726700

    My heart was filled with Joy and happiness when i won $ 30,000 All thanks goes to Dr BEN for his good work he did for me that make me won. He help me to won a big money that change my life and my family. It has been hard for me to earn a living over the years of hard labor and suffering. I always pray to God to help me find a way to hit the lottery, because that was all i put my hope on. i always play the lottery daily, buy different lottery tickets, pay for online tips and others, but all was in vain,no good result,until a day i find this great man Dr. BEN on the internet,he is a magic voodoo Doctor, who help to cast the lottery spell, as was describe in the article. I contacted him too because i want to hit the lottery,Dr.BEN help me to cast the spell,and behold i won ONE MILLION DOLLARS Dr. BEN truly you are the best and your spell is genuine and cost no harm. I got my bills paid and my debt cleared. Guys contact him for your winning numbers today because he is the only Voodoo doctor here in United States that can help you. voodoospelltemple80@gmail.com

    Text him on his whasapp: +2347036726700

    ReplyDelete
  11. Contact Dr BEN now for Lottery Spell winning numbers or Text him on his whasapp +2347036726700

    My heart was filled with Joy and happiness when i won $ 30,000 All thanks goes to Dr BEN for his good work he did for me that make me won. He help me to won a big money that change my life and my family. It has been hard for me to earn a living over the years of hard labor and suffering. I always pray to God to help me find a way to hit the lottery, because that was all i put my hope on. i always play the lottery daily, buy different lottery tickets, pay for online tips and others, but all was in vain,no good result,until a day i find this great man Dr. BEN on the internet,he is a magic voodoo Doctor, who help to cast the lottery spell, as was describe in the article. I contacted him too because i want to hit the lottery,Dr.BEN help me to cast the spell,and behold i won ONE MILLION DOLLARS Dr. BEN truly you are the best and your spell is genuine and cost no harm. I got my bills paid and my debt cleared. Guys contact him for your winning numbers today because he is the only Voodoo doctor here in United States that can help you. voodoospelltemple80@gmail.com

    Text him on his whasapp: +2347036726700

    ReplyDelete

  12. How To Get Your Lost Husband Back and beware of scam only Dr Lucky can help you

    “LOVE is the key to LIFE”. That was the word from Dr Lucky when I consulted his powerful Love Temple. I married the wrong man; I realized that after four years of our unfruitful marriage. Everything was going from Best to Worst in our life, no child, I got demoted from work after our marriage, my husband was sacked a year after. His application for new job in various offices was constantly declined even though he was qualified enough. I was made to take care of my family with the low income I earn get that wasn’t enough to pay our rent. We keep praying a seeking for help from some people, my friends laugh at me behind because I was advised not to get married yet.It was one Thursday night that my husband woke me up and told me that has thought enough about our crisis, he said that our crisis is not ordinary and it’s beyond our spiritual level. He suggested we should consult Dr Lucky from testimonies he showed me online about how he has been helping families. I was afraid, I don’t like evil or spell but I supported him to contact him if he can help us. We consulted him via Realspellcasteronline@gmail.com and he replied positively after 20munites with congratulating email that he can help us but he will need our pure heart and Luckys in his work if he will cast the spell on us and purify our life. We agreed to his terms. He cast the spell and told us to expect results within 5days. I waited for three days nothing happened, so I started having doubt and blaming my husband for emailing Dr Lucky. It was on the fifth day that my husband was called for an interview and he got a well-paying work, I was prompted to a higher position. I missed my period on the 5th day and it was confirmed that I am with a baby. Things have really changed for us for good and we now have our own house and cars. I will never forget what Dr Lucky told us “LOVE is the key to LIFE”, this word keep me going. People that laughed at us are coming close for help and I am delighted to welcome them because my family is now blessed. Dr Lucky is a savior and man that keep to his word even when I doubted his powers at the end of the spell. Thank you great Dr Lucky and your Oracle for helping us via Realspellcasteronline@gmail.com and I will keep spreading this message to people in need of help. also contact him for help no fake no scams Goodbye

    ReplyDelete
  13. I'm James Shareef From USA, I have been suffering from (HERPES) disease for the past 13 months and had constant pain, especially in my knees. During the first month , I had faith in God that I would be healed someday.This disease started to circulate all over my body and I have been taking treatment from my doctor, a few weeks ago I came on search on the internet if I could get any information concerning the prevention of this disease, on my search I saw a testimony of someone who has been healed from (Hepatitis B and Cancer) by this Man DR JOHN and she also gave the email address of this man and advise we should contact him for any sickness that he would be of help, so I wrote to DR JOHN telling him about my (HERPES Virus) he told me not to worry that I was going to be cured!! hmm i never believed it,, well after all the procedures and remedy given to me by this man few weeks later I started experiencing changes all over me as the DR assured me that I have cured, after 2 weeks i went to my doctor to confirmed if I have been finally healed behold it was TRUE, So friends my advice is if you have such sickness or any other like HSV1,2,HPV1,2,3,CANER HIV,COLE SORES,TOOTH JOHN, ETC you can email DR JOHN on drjohnhivcurehome@gmail.com sir I am indeed grateful for the help I will forever recommend you to my friends!!! with your lovely Email Address or you can also phone/Whats App him on this number +2347064365391

    ReplyDelete
  14. I'm James Shareef From USA, I have been suffering from (HERPES) disease for the past 13 months and had constant pain, especially in my knees. During the first month , I had faith in God that I would be healed someday.This disease started to circulate all over my body and I have been taking treatment from my doctor, a few weeks ago I came on search on the internet if I could get any information concerning the prevention of this disease, on my search I saw a testimony of someone who has been healed from (Hepatitis B and Cancer) by this Man DR JOHN and she also gave the email address of this man and advise we should contact him for any sickness that he would be of help, so I wrote to DR JOHN telling him about my (HERPES Virus) he told me not to worry that I was going to be cured!! hmm i never believed it,, well after all the procedures and remedy given to me by this man few weeks later I started experiencing changes all over me as the DR assured me that I have cured, after 2 weeks i went to my doctor to confirmed if I have been finally healed behold it was TRUE, So friends my advice is if you have such sickness or any other like HSV1,2,HPV1,2,3,CANER HIV,COLE SORES,TOOTH JOHN, ETC you can email DR JOHN on drjohnhivcurehome@gmail.com sir I am indeed grateful for the help I will forever recommend you to my friends!!! with your lovely Email Address or you can also phone/Whats App him on this number +2347064365391

    ReplyDelete
  15. I AM SO HAPPY DR AMBROSE, MY WIFE IS BACK.

    I completely trusted Dr AMBROSE totally from the time I spoke with him during the period my wife Left me after 14 years of our marriage, He started the spell work on my wife and in just 72 hours wife is finally back to me again, yes she is back with all his hearts, Love, care, emotions and flowers and things are better now. I would have no hesitation to recommend this powerful spell caster to anybody who is in need of help. Please if any body needs. LOVE SPELL,LOTTERY,PREGNANCY SPELL, DIVORCE SPELL,STOP COURT CASE AND WIN ANY COURT PROBLEM,DEATH SPELL,BUSINESS SPELL AND MANY MORE. i will advice you to contact him now via mail (ultimatespellhome@gmail.com) or call or what-app him via +2348051243538

    ReplyDelete
  16. This is amazing i am Andrea Luria from UK,i am so happy today because of the great work dr Odinani Owelle has done in my life for saving my family. I got married to my loving husband 3 years ago and we were living a happy life together and everything was moving on smoothly without any problem, 4 months later I went to the hospital for checkup and the doctor confirmed that I am three weeks pregnant with my heart filled with joy and my face full of smile and laughter I went home excitedly to tell my husband the good news and he was very excited about the news and that day is a day I will always live to remember, to cut the story short after I have put to birth a bouncing baby girl he was very happy, but along the line and all of a sudden he started keeping late night and doing things he don't use to do before, and one mourning I confronted him about his new attitude but he did not listen to my advice, but to my greatest surprise I discover my husband have a mistress in his office place and they were seeing each other after work hour. on one faithful night my husband came back home and started packing all his belongings and told me that he is tired of me that he is filing for a annulment not knowing that his mistress has cast love spell on him that was why he was acting strange so I told my friend about what am experiencing at home she told me not to worry about that and she gave me this contact odinanisolutioncentre@gmail.com and ask me to contact him that he will help me to bring back my husband in noon less than one week but at first i doubted she told me that this doctor is extremely powerful that the doctor has work for her and she confirm him real so when I got home I contacted him and he told me that my husband is under a great love spell but he promise to help bring back my husband which he actually did within the period of one week. I was surprise to see my husband in the nest mourning bring back all the things he took out of our house and kneel in front of me and my kids crying asking for my forgiveness saying it is the work of the devil that he did not know what he was doing and I forgive him and today we are living happily together. i thank you sir for the great work you did for me for saving my family, in-case you have similar case or even worst than my own you can contact him with his EMAIL ADDRESS. odinanisolutioncentre@gmail.com.Or you can go to he's blog, drodinanisolutioncentre.blogspot.com Or you can whatsapp him on he's +15732069284

    ReplyDelete
  17. BROKEN HEART MADE WHOLE AGAIN....
    I never had a thing nor belief with spell casters until I saw a need for it when someone so dear to my heart left me for another man who doesn't even give a damn about her. Thanks to Dr. Odinani Owelle who used a spell to bring back my girlfriend to me in just two days when she came weeping and asking I forgive her for ever letting go and that she was gonna make up every bit of lost time and make me happier than ever for making me sob one bit
    I came in contact with Dr. Odinani Owelle in a blog and thought of giving it a trial because I could not imagine that someone I love with all my heart was gonna leave me right under my close watch, the and then did I get to know that my close watch was not good enough. Like promised, Dr Odinani Owelle kept to his just words that brought back my love home to daddy and I am gonna love her more.
    Wanna reach out to all the broken homes and relationships via this post of mine to believe that their problems can always be fixed, just get the right person to do it and I testify that there is no other right person as Dr. Odinani Owelle the real spell cast in the world Contact Him on hi's email adders odinanisolutioncentre@gmail.com.Or odinanisolutioncentre1@gmail.com
    1. Getting your lover or husband back
    2. Spiritual bulletproof
    3. Training
    4. Money spell
    5. Long life spell
    6. Prosperity spell
    7. Protection spell
    8. Get a job spell
    https://drodinanisolutioncentre.blogspot.com WhatsApp number is +15732069284
    .

    ReplyDelete
  18. Having Herpes is a Terrible Experience and my Experience will help some hsv patients beware of Herbs from online doc.  
    I was positive to the deadly virus called HERPES and i lost hope because i
    was out casted and rejected even by my closet friends.
    i searched on-line to know and enquirer about cure for HERPES and i read
    someone testimony on how he was cured from HSV-2 so i decided to contact
    the same herbalist Call Dr Edidia because i know that nature has the power
    to heal everything.
    i contacted him to know how he can help me and he told me never to worry
    that he will help me with the natural herbs from God!
    after 2 days of contacting him, he told me that the cure has been ready and
    he sent it to me via UPS SPEED POST and it got to me after 3 days!
    i used the medicine as he instructed me (MORNING and EVENING) and i was
    cured!
    its really like a dream but i am so happy!
    thats the reason i decided to also add more comment of Him so that more can
    be saved just like me!
    and if you need his help, you can email him on dredidiaherbalhome@gmail.com
     or whatsapp +2349074505296
    here is the Dr website https://dr-edidia-herbal-home.business.site/ 


    I,m rosesharon and you can get intouch with me via rosesharon915@gmail.com  

    ReplyDelete
  19. Hi Friends....I just want to say a big thanks to ( DR AZUKA ) for what he has done for me and my family by helping me to win lottery. I won Five Hundred and Thirty Three Million Us Dollars. (($533,000,000.00)). His lottery spell is the best and so amazing. My life is now balance and i am Now Very Rich As i have always wanted and i am out of doubt. Are you looking for a real and genuine spell caster to help you win big in any kind of lottery you play? you can contact Dr.Azuka , today all your plan to ever win Big in Lottery will Come True and work out well for you. His spell very real and genuine i can not still believe it And His spell also work very fast. Thank you so much Dr. Azuka for dedicating your time to cast the Lottery spell for me. I got my bills paid and my debt cleared and am still mega rich. If you need a real And Genuine spell aster to help you Win lottery,kindly contact him for fast and urgent Help via email : Dr.azukasolutionhome@gmail.com or Whatsapp or Call Via +2348132777335

    ReplyDelete
  20. Hi Friends....I just want to say a big thanks to ( DR AZUKA ) for what he has done for me and my family by helping me to win lottery. I won Five Hundred and Thirty Three Million Us Dollars. (($533,000,000.00)). His lottery spell is the best and so amazing. My life is now balance and i am Now Very Rich As i have always wanted and i am out of doubt. Are you looking for a real and genuine spell caster to help you win big in any kind of lottery you play? you can contact Dr.Azuka , today all your plan to ever win Big in Lottery will Come True and work out well for you. His spell very real and genuine i can not still believe it And His spell also work very fast. Thank you so much Dr. Azuka for dedicating your time to cast the Lottery spell for me. I got my bills paid and my debt cleared and am still mega rich. If you need a real And Genuine spell aster to help you Win lottery,kindly contact him for fast and urgent Help via email : Dr.azukasolutionhome@gmail.com or Whatsapp or Call Via +2348132777335

    ReplyDelete
  21. Wow, I can't keep this excitement all to myself without letting the world know what's the secret behind my success. My name is Rosemary Stone, from United Kingdom, 42 years old, passionate, love success, always been thankful to having all my dreams come true and I have no regret over my dreams. I'm a proud gambler who barely have three (3) square meals to eat. For the past 4 years, my life was nothing to be written of, I sleep at the railway station, have little or nothing to eat for a day, I always kept on gambling in other to be on my frets back, yet i failed over and over, kept on loosing. I went online to seek help of riches and success, I tried all different means instructed online of becoming rich and successful in gambling, guess what happens, the more i kept on trying different means of become rich and successful, more i kept on loosing. Defeat gripped me but I stood up to shake it off myself. I decided to follow DR ODINANI OWELLE on his means of becoming rich and successful, I took a deep breath, wrote him through his email (odinanisolutioncentre1@gmail.com). DR ODINANI OWELLE indeed is a great spell caster. He wrote me back, giving me four(4) numbers to play. I have a doubt at first because he (DR ODINANI OWELLE) didn't demand much money from me. I took a bold step and borrowed money from friends who could helped me $1,300.00 for me to use it on the next lotto. I was amazed immediately the lotto result was out, the four(4) numbers giving to me by DR ODINANI OWELLE came out in the lotto result, I got credited $12,000.00 and from that day till this moment, there was a positive turn around in life, I visit any country I want to, buy luxurious cars, houses and companies. DR ODINANI OWELLE the amazing spell caster, you are one in a million a great spell caster. I'm now a boss of my own, I really don't know how to thank you DR ODINANI OWELLE for your kind deeds. If you're out there looking for special lotto number and for you to start living all your dreams in reality, don't hesitate to reach out to DR ODINANI OWELLE at: odinanisolutioncentre1@gmail.com OR odinanisolutioncentre@gmail.com

    ReplyDelete
  22. I'm Harry Roy from Austria. I got kicked out by my boss for no just reason, with much pleading to him, he still gave me deaf ears. I was hopeless not knowing what to do next. I got home with soberness, having my roof top to look at, my dog sitting next to me. I've beaning hearing on how DR OGUDU have been able to handle more critical problems than mine. Having no other option, I searched on how I could reach him and lucky for me, I was able to get to him through his email (Oguduspellcast@gmail.com). I felt so happy the moment I got response from DR OGUDU, he asked me what bordered me, I wrote him that I was kicked out by my boss and now I'm just like nothing on earth. He gave me six (6) lucky lotto numbers to skate huge money on but I had no idea how to play lotto. I wrote the lotto numbers out and searched online on how to stake on lotto. All thanks to God for making me come in contact with an online lotto player who guided me on how to stake, I did just as the online lotto guidance instructed me. I was surprised when I got a notification from my bank. I opened the message and I was credited by my bank. Indeed, DR OGUDU is a great spell caster and you won't believe it, until you come in contact with him. My life has moved from nothing to something and my passion for lotto grows stronger. I stake with huge money and I don't make my staking without writing DR OGUDUfor his special lotto numbers. I want to appreciate my boss who kicked me out of his office because I knew if such never happened, I would still be working for him while he pays me peanut as salary. At times we are bond to face difficulties in life to know our next level and to discover our own destiny. Don't feel that your difficulties don't have a solution. Write to DR OGUDU, he's there to help you out and make you become who ever you chose to be and become successful. CONTACT DR OGUDU AND GET YOUR SOLUTION TODAY
    drogudu.blogspot.com His Email Oguduspellcast@gmail.com

    ReplyDelete
  23. Grateful to DR UDI for all his help for my life, my partner was having Herpes Simplex Virus, and we were planing on getting married, when we decided to get ourselves tested first and we found out that my Girlfriend was HSV 2 Positive, my Girlfriend was so unhappy, because this was a barrier for us to get married, so i went out to search out a remedy for my partner, and it was so surprising how DR UDI has been a blessing and healing to the masses, after reading about his work on a blog i immediately emailed him: [Drudiherbalhome@gmail .com] and he wrote back to me that my Girlfriend will be OK and that we we get married this same year, i couldn't believe it, after doing all that is needed to be done, i was surprise that after 2 weeks of using his medicine my Girlfriend went to the doc and was diagnose negative. For more info contact his email (drudiherbalhome@gmail .com) or call or what-app him via +2348051243538 and you will get your illness cure.

    ReplyDelete
  24. I am very surprise for the miraculous experience and wonders of Dr,UZOYA that have been spreading on the Internet and worldwide, How he marvelously helped people all over the world to restored back their lost lovers I contacted him after going through so many testimonies from different people how he help to bring back ex lovers i was deeply in love with my husband and he was with me but suddenly one day he broke up with me. I tried everything but nothing seemed to workout, I thought it was going to be over forever. I never believed in spells but I was so desperate I thought I got nothing else to loose. I started searching for different spell casters and I finally found 'Great Dr, UZOYA Temple' who helped me through the process and I eventually got my husband back and we are so happy together. I am so grateful to him. If you ever need a spell caster who can get your ex back then contact him on [driraborspellcaster@gmail.com] and his telephone number is +1(301) 909 8775.

    ReplyDelete
  25. I am very surprise for the miraculous experience and wonders of Dr,UZOYA that have been spreading on the Internet and worldwide, How he marvelously helped people all over the world to restored back their lost lovers I contacted him after going through so many testimonies from different people how he help to bring back ex lovers i was deeply in love with my husband and he was with me but suddenly one day he broke up with me. I tried everything but nothing seemed to workout, I thought it was going to be over forever. I never believed in spells but I was so desperate I thought I got nothing else to loose. I started searching for different spell casters and I finally found 'Great Dr, UZOYA Temple' who helped me through the process and I eventually got my husband back and we are so happy together. I am so grateful to him. If you ever need a spell caster who can get your ex back then contact him on [driraborspellcaster@gmail.com] and his telephone number is +1(301) 909 8775.

    ReplyDelete
  26. I'm here to testify on how DR Ogudu was able to help me bring back my husband to me who was under a love spell. My name is Jane Poppleton from United Kingdom. I have been so faithful to my husband, we both enjoy our marriage life not until the wind blew off the candle. My husband became a monster in a human form, his attitude changed, he begins to keep late hour forgetting he is marriage. I kept on trying to talk to him about his sudden change but he felt so unconcern. I can't just sit and let my home fall apart rather i spoke with my friend about it. She smiled at me telling me that i have no worries anymore. I asked "how?" and she told me about DR DR Ogudu miraculous works. She gave me his email and i wrote him directly at Oguduspellcast@gmail.com concerning my family issue. I got a response from him and he told me not to feel worried anymore. DR DR Ogudu gave me every bit of his words saying that my husband will be mine just the way i wanted it to be and gave me an interval of three (3) days. On the third day, while i was at my garden, my husband came to me on his kneels asking me to forgive him for he lost control over himself. I smiled and told him I always love hime and i will always continue to love him. Today myself and my husband now live happily and things are moving more than fine for us. DRDR Ogudu i say a big thank you for your help.you can contact him with his EMAIL ADDRESS Oguduspellcast@gmail.com him +1316 844-0076

    ReplyDelete
  27. I finally was able to conceive a child of my own the year 2017 after 11 years without any issue. this really was the worst thing ever. It was a miracle that indeed shocked me. because i was left with no option but to use a Herbal Health Concoction that was prepared from Herbs to help the Immune. I got to find out about this from someone, and i talked to the direct source about my problem. He`s name is Priest Babaka and He told me how some necessary few herbs will be useful as to women`s health and recovery and He had to do what He knows best. He sent the Herbs to me and gave instruction on method of use. this all happened and i really have been able to say i`m glad God did this.
    You can congratulate me (434) 563-2895, but dont call at bed time but text at anytime..
    You can get in-touch with Priest Babaka via Email: babaka.wolf@gmail.com Or Facebook at priest.babaka
    Really just felt like dropping this.

    ReplyDelete
  28. Getting married is every woman's dream but the ability to see your marriage flourish to its fullest is what we face today in our marriage life. I have been married to my husband for good 18 years and we both live happily, we don't have secret among ourselves. But for the past 5 months, my lovely husband have been so awkward to me, he doesn't want to see me around him and he barely talks to me. I kept on praying for God's intervention and i spoke with my best friend about it. She was really surprise to here all these but she told me not to worry that she once have similar issue with her husband and she got helped from DR Ogudu, who brought her husband back to her. She gave me DR Ogudu email and i wrote him concerning my situation. I was astonished when he (DR Ogudu) wrote me back that my husband is under enchantment. DR Ogudu said to me not to worry that my husband will be his real self again in less than three (3) days and to my greatest dream, DR Ogudu words didn't fail. On the second day of it, my husband came to me in tears telling me that he didn't knew what went wrong for him not been his self and he asked for my forgiveness. All thanks to DR Ogudu for him restoring my home back and today myself and my husband are living happily just the way our marriage life started. If you are in such situation i was before or even worst more than mine own, you have no worries anymore. Simply contact DR Ogudu ////His Email Oguduspellcast@gmail.com or you can text him on he's number or whatsapp him +1316 844-0076

    ReplyDelete
  29. I Appreciate the great Dr Osasu for his healing herbal medicine he prepared for me, after being a sufferer of H.S.V 1&2 Disease for 2 years. it was very surprising how i got cured from Dr Osasu herbal medicine, that quickly cleanse my whole body and today after checking myself in the hospital i was found negatives, dear viewers my doctor personally told me that there was no cure for my Disease at first i thought the world has ended for me but as soon as i got reached to Dr Osasu herbal medicine, my story was not the same again, i only used Dr Osasu herbal medicine for just 3 weeks and i was totally cured, no one deserve to suffer for so long,health is wealth my dear viewers no amount of money can cure you except you get the right remedy and be cured completely, today a cure is found and confirm by many others like me, Dr Osasu also has other cure for HIV AIDS, DIABETES,HEPATITIS B,CANCER,HEART DISEASE,MIGRAINES,COLD SORES,I am going to keep spreading this good news to the whole world, his email address is (drosasu25@gmail.com) or his WhatsApp him on this Tell.Number +2347064365391

    ReplyDelete
  30. I want to share a testimony of how Dr UDI herbal mixture cream saved me from shame and disgrace, my penis was a big problem to me as the size was really so embarrassing ,and i was also having weak erection problem i had so many relationship called off because of my situation, i have used so many product which i found online but none could offer me the help i searched for Which was very painful and then i saw some few testimonies about this herbal specialist called Dr UDI and decided to email him on so I gave his herbal product a try. i emailed him and he got back to me and we discussed, he gave me some comforting words and encouraged me also ans then gave me his herbal pills and cream for Penis Enlargement Within 1 week of it, i began to feel the enlargement of my penis, " and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy contact Dr UDI via (drudiherbalhome@gmail.com) Via whatapp on this number +2348051243538

    ReplyDelete
  31. I believed God has sent dr onokun to help people out from this horrible virus. i was diagnosis with hpv for 3 years, few months ago a friend introduced me to dr onokun and i only took his natural treatment for a week & 3 days, and i totally got cured with his herbal treatment. if you are suffering from hpv, you don't have to be roaming round dr onokun email is been attached to contact him on email: dronokunherbalcure@gmail.com

    ReplyDelete
  32. HOW I GOT MY HUSBAND BACK HOME WITH THE HELP OF A REAL AND POWERFUL SPELL CASTER Dr Isikolo CALL/WHATSAPP +2348133261196. My name is Gabriela Dario, I almost took my life because of my husband who left me and stop picking my calls answering my mails and my messages. He said He do not trust me anymore, I tried to convince and beg him, but he will not believe or answer me until we had a fight and broke up for 6months, after then I realize I can not live without him because of the love I have for him. I tried everything possible to get him back, but non worked for me, some fake spell casters scammed me and went away with my money until I came across this man called Dr Isikolo he helped me cast a spell for me and behold my husband came back after 48 hours, begging me for forgiveness, I was so surprised that spell caster like Dr Isikolo still exist. If anyone here needs some help, with all sincerity, contact Dr Isikolo today On isikolosolutionhome@gmail.com You can also Whatsapp him on +2348133261196

    ReplyDelete
  33. hello i just want to bring to your notice an easy way of becoming a millionaire.I read about a blank ATM card & decided to reach out to this vendor, he then gave me the guidelines & proof of how the card was cloned. Though i wasn’t sure about their services but they assured me of safe & geniue transaction if i obliged to their terms and conditions which i eventually agreed to & 4days later i was delivered a card by the Delivery service which was sent from this hacker. I was shocked when the card dispensed $2000 instant, I've been able to cash out $10k...All thanks to you guys, you can email this real and reliable hacker via email: (verifiedhackinghome.hackers@gmail.com) or whatapp +1 (516) 494 0313 Do view his website to see testimonies of how people became a millionaire by using his BLANK ATM CARD:https://verifiedhackinghomehackers.wordpress.com/  hello i just want to bring to your notice an easy way of becoming a millionaire.I read about a blank ATM card & decided to reach out to this vendor, he then gave me the guidelines & proof of how the card was cloned. Though i wasn’t sure about their services but they assured me of safe & geniue transaction if i obliged to their terms and conditions which i eventually agreed to & 4days later i was delivered a card by the Delivery service which was sent from this hacker. I was shocked when the card dispensed $2000 instant, I've been able to cash out $10k...All thanks to you guys, you can email this real and reliable hacker via email: (verifiedhackinghome.hackers@gmail.com) or whatapp +1 (516) 494 0313 Do view his website to see testimonies of how people became a millionaire by using his BLANK ATM CARD:https://verifiedhackinghomehackers.wordpress.com/  

    ReplyDelete
  34. Its a miracle that I am alive today. I encounter HERPES SIMPLEX VIRUS (HSV1/2) for good four (4) years, six (6) months and twelve (12) day with my calculations, before I meet the great Dr. Sambo. I am DEBORAH from Fresno California, united state of America and I was affected with herpes virus.Herpes is a viral infection cause by the Herpes simplex virus, marked by painful, watery blister in the skin or mucous membrane or on the genitals. This was what I suffered for good four years. I have visited CVS Pharmacy in Fresno for treatment but no improvement. I meet Dr.Sambo online while I was searching for herpes cure I read a testimony about his work. I give a try that now becomes a testimony in my life. I contacted Dr.Sambo WhatsApp +1(267)527-9481

    ReplyDelete
  35. I was hurt and heart broken when a very big problem occurred in my marriage seven months ago, between me and my husband. so terrible that he took the case to court for a divorce. he said that he never wanted to stay with me again,and that he didn't love me anymore. So he packed out of the house and made me and my children passed through severe pain. I tried all my possible means to get him back,after much begging,but all to no avail.and he confirmed it that he has made his decision and he never wanted to see me again. So on one evening,as i was coming back from work,i met an old friend of mine who asked of my husband .So i explained every thing to him,so he told me that the only way i can get my husband back,is to visit a spell caster,because it has really worked for him too. So i never believed in spell,but i had no other choice,than to follow his advice. Then he gave me the Email address of the spell caster whom he visited. drajayi1990@gmail.com. So the next morning,i sent a mail to the address he gave to me,and the spell caster assured me that i will get my husband back the next day. What an amazing statement!! I never believed,so he spoke with me, and told me everything that i need to do. Then the next morning, So surprisingly, my husband who didn't call me for the past 7 months, gave me a call to inform me that he was coming back. So Amazing!! So that was how he came back that same day,with lots of love and joy,and he apologized for his mistake,and for the pain he caused me and my children. Then from that day,our relationship was now stronger than how it were before,by the help of a spell caster. So, i will advice you out there if you have any kind of problem, Please i will advice you to contact DR AJAYI, i give you 100% guarantee that he will help you solve your problems.. Email him at: drajayi1990@gmail.com OR Whatsapp : +2347084887094

    ReplyDelete
  36. WELCOME TO MAGNIFICENT SPELL CAST HOME OF REAL
    AND GENUINE SPELL THAT WORKS FAST WHERE ALL KINDS
    OF PROBLEMS ARE BEEN SOLVED WITH A 100%
    GUARANTEE. DO YOU NEED A LOTTERY SPELL TO WIN ANY
    KIND OF LOTTERY THEN CONTACT VIA EMAIL @
    doctoroyalospellhome@gmail.com SPELL THAT WORK
    CONTACT VIA CALL/WHATSAPP +2348169340571

    ReplyDelete
  37. I'm so excited my broken Marriage has been restored my ex husband is back after he left me and our 2kids for another woman. i was so happy to met Dr. OKu how he help many people to bring there Lover back so i contact him to help me too. that was how Dr. Oku help me to bring my husband back.. A big thank to you Dr. Oku because I never thought my ex Husband will be back to me so quickly with your spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your husband moved to another woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact:
    Email him at: okutemple@gmail.com

    You can also Call/WhatsApp:+2347053113465

    ReplyDelete
  38. I'm so excited my broken Marriage has been restored my ex husband is back after he left me and our 2kids for another woman. i was so happy to met Dr. OKu how he help many people to bring there Lover back so i contact him to help me too. that was how Dr. Oku help me to bring my husband back.. A big thank to you Dr. Oku because I never thought my ex Husband will be back to me so quickly with your spell. You are the best and world greatest. if you are here and you need your Ex Lover back or your husband moved to another woman, do not cry anymore, contact this powerful spell caster now. Here’s his contact:
    Email him at: okutemple@gmail.com

    You can also Call/WhatsApp:+2347053113465

    ReplyDelete
  39. How I Got My Ex Husband Back..Am so excited to share my testimony of a real spell caster who brought my husband back to me. My husband and I have been married for about 6 years now. We were happily married with two kids, a boy and a girl. 3 months ago, I started to notice some strange behavior from him and a few weeks later I found out that my husband is seeing someone else. He started coming home late from work, he hardly care about me or the kids anymore, Sometimes he goes out and doesn't even come back home for about 2-3 days. I did all I could to rectify this problem but all to no avail. I became very worried and needed help. As I was browsing through the internet one day, I came across a website that suggested that Dr.Wealthy can help solve marital problems, restore broken relationships and so on. So, I felt I should give him a try. I contacted him and and told him my problems and he told me what to do and i did it and he did a spell for me. 48 hours later, my husband came to me and apologized for the wrongs he did and promise never to do it again. Ever since then, everything has returned back to normal. I and my family are living together happily again.. All thanks to Dr.Wealthy Powerful Love Spell that really works. If you have any problem contact him and i guarantee you that he will help you. He will not disappoint you. Email him at: wealthylovespell@gmail.com. or whatsapp him on: +2348105150446

    ReplyDelete
  40. I contacted HIV in 2020, I saw a website of @drehizibue_herbal_home and I saw a lot of testimonials about him on how he uses herbal medicine to cure Hepatitis b and fatty liver, I contacted him and told him my problems, He sent me the herbal medicine and I took it for 3 weeks after then I went for check-up and I was cured. The medicine has NO SIDE EFFECT, there's no special diet when taking the medicine. He also cure ALS, HEPATITIS B, CANCER, HERPES, DIABETES and lots more. You can reach him on email: drehizibue@gmail.com or WhatsApp: +1 (702) 874-8103 for more info.

    ReplyDelete
  41. First, I want to complement this page administrator for creating this platform for us to express our feelings. Herpes is a serious and recurring disease which can't be cured through drugs or injections by the American doctors but the best way to deal with herpes is by taking natural herbs medicine from Dr Moi the greatest herbalist doctor in the world and is only few American doctors that know about this herbal medicine from Dr Moi .. I have read about Dr Moi the great herbalist doctor from African who can cure disease with his powerful herbal medicine. for the people suffering from the following diseases, Herpes,HIV/Aids, Cancer, Also, Hepatitis, Diabetes, Hpv, Infections ETC should contact him for his herbal medicine because i am a living testimony and i was cured of herpes. Although, i sent him what he requested and he sent me his medicine through UPS courier delivery company which i took for 2 weeks and today when i went for test i was tested herpes negative. you can reach him through his email: dr_moisolutiontemple@yahoo.com Whatsapp him Directly Through +254772376126




    ReplyDelete

Thank you for taking the time to comment. Please note that this (being the internet) is not a confidential or secure way to contact me. If you wish to speak with me privately, please call me at 916-270-7413 or visit my site www.CounselingInRoseville.com